⚠️ Estimate only — NOT an official rule
These criteria come from PRESS REPORTS (July 2026). The Immigration Services Agency has NOT published official guidelines. The exact income benchmark and pension calculation remain undefined. This is not legal advice — for your case consult a certified scrivener/lawyer or the Immigration Bureau.
📖 What is actually being judged?
Residence period must be 5 years
Income & pension
Base requirements (unchanged)
- •10+ years of continuous residence (with 5+ years on a work visa)
- •Taxes, pension and health insurance paid in full and on time
- •Good conduct (no legal violations)
- •Ability to support yourself independently
🗓️ Timeline
- 24 Feb 2026 — Guideline revised (official)
- From Apr 2026 — Income criterion reportedly applied retroactively to pending applications
- 1 Oct 2026 — Guideline revision expected (reported). Fee rises ¥10,000 → ¥200,000
- 1 Apr 2027 — Full application. The 3-year concession ends 31 Mar 2027
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Leave at 65 (pension age). Lower it if you plan to leave Japan earlier.
Gross annual income BEFORE tax. Check your 源泉徴収票 (year-end slip), the 支払金額 box.
Years at companies with social insurance. Look it up exactly on your ねんきん定期便 or 年金ネット.
Periods you paid pension YOURSELF: student, self-employed, unemployed, or exempted.
Estimated result
⚠️ Estimate: you do not yet meet both criteria
Income criterion
Falls shortYour income
500万 yen
Required
575.2万 yen
Short by: 75.2万 yen
Pension criterion
MeetsProjected pension at 65
161,958円/月
Bar to clear
131,773円/月
Minimum income by Employees’ Pension years
| Years | Income needed |
|---|---|
| 10years | Impossible |
| 15years | Impossible |
| 20years | Impossible |
| 25years | 768万 yen |
| 30years | 576万 yen |
| 35years | 438万 yen |
| 40years | 335万 yen |
※ 30年モデル基準・P1
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